Florida
Palm Harbor
401 PENNSYLVANIA AVENUE

$539,000

401 PENNSYLVANIA AVENUE, Palm Harbor, FL 34683

3 beds |
2 baths |
1,386 sqft

Single-Family Home
Built in 1999
6,970sqft lot
2 car garage
$389/sqft
Listed 6 days ago

Property Description

Looking for an Oasis in the Sought-After Ozona Beach Community that DID NOT FLOOD? Flood insurance currently $918. Nestled in the beloved beach community of Ozona (Land of Oz), this home has an 11-foot Base Flood Elevation above the Gulf of America. This stunning 3-bedroom, 2-bath single-family home offers the ultimate in Florida coastal living. Enjoy the charm of a golf-cart friendly community with easy access to local restaurants, boutique shopping, and the beach just minutes away. Step inside and fall in love with the open-concept floor plan, towering ceilings, and natural light flowing through newer double-pane windows. The spacious kitchen features natural gas cooking, ideal for the home chef, and seamlessly connects to the living and dining areas—perfect for entertaining. Plantation shutters throughout the home add an elegant touch, while six ceiling fans keep things breezy year-round. The primary suite is generously sized with 2 large closets, and each additional bedroom offers comfort and privacy. Plantation shutters throughout the home add an elegant touch, while six ceiling fans keep things breezy year-round. Outside, escape to your own private tropical paradise. The Pebble Tech saltwater pool (installed in 2019) is fully caged and features a waterfall, ambient lighting, and beautiful paver decking, all surrounded by lush, tropical landscaping and vinyl fencing for added privacy. Enjoy morning coffee or sunset views from the heated/cooled enclosed patio overlooking the pool. Additional features include: Metal roof (2017), HVAC system (2024), microwave 2025, dishwasher 2023, 2-car attached garage, hurricane shutters, washer & dryer included, Palm Harbor A -Rated Schools (Ozona Elementary, Palm Harbor Middle, Palm Harbor University High School). Don’t miss your chance to own this move-in ready retreat in one of the Gulf Coast’s most unique and inviting neighborhoods. Come experience the magic of the Land of Oz!

Listing Status:: Active
Date Added:: August 13, 2025 at 05:00AM
Listing Office:: BHHS FLORIDA PROPERTIES GROUP : 727-799-2227
Listing Agent:: Lorna Short : 727-771-5422
MLS ID:: TB8415636

General: Ceiling Fan(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit BedroomVaulted Ceiling(s)Window Treatments
Appliances: DishwasherDisposalDryerElectric Water HeaterMicrowaveRefrigeratorWasher
Laundry: Electric Dryer HookupIn Garage
Flooring: Vinyl
A/C: Central Air
Heating: CentralHeat Recovery Unit

This listing courtesy of Lorna Short, BHHS FLORIDA PROPERTIES GROUP

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Ozona Elementary

601 Tampa Rd, Palm Harbor, FL, 34683

Grades PK-5

0.21 miles away

Palm Harbor Middle School

1800 Tampa Rd, Palm Harbor, FL, 34683

Grades 6-8

1.45 miles away

Palm Harbor University High

1900 Omaha St, Palm Harbor, FL, 34683

Grades 9-12

1.22 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.